Punjab-Haryana High Court Court's Ordered refunding double Byana  1. The appellant filed the instant suit seeking the relief as under:- "The plaintiff filed a suit for possession to effect that on 24.1.1991, defendant No.1 entered into an agreement to sell suit land measuring 8 bigha 4 biswas bearing khasra No.159/1(1-14),159/3(6-10) khatoni No.476 khewat No.166/136 min vide jamabandi 1991-92 situated at village Tiwala, for a consideration of Rs.1,95,000/- and for delivering the possession of land and getting the registry in favour of the plaintiff and setting aside the judgment Kadian Savita 2014.05.09 14:02 I attest to the accuracy and integrity of this document High Court Chandigarh and decree of exchange dated 16.1.1993 vide which exchanged property by defendant No.1 with defendants No.2 and 3 is illegal and against the facts and not binding upon the rights of plaintiff because it is mere paper proceedings just to defeat the right of the plaintiff and defendant No...

An encumbrance certificate is needed in a property transaction as an evidence of free title and ownership. It is a document issued by the registration authorities. While buying a property, it is important to confirm that it does not have any legal dues. A prospective buyer must ensure the property has a clear and marketable title.   'Encumbrance' is the charges or liabilities created on a particular property, whereby it is held as a security for a debt that has not been discharged as on date. An encumbrance certificate contains details of all transactions, and certifies that the property is not mortgaged and has no legal dues. It is obtained from the sub-registrar's office where the deed has been registered. An encumbrance certificate is important while buying property, applying for a home loan or going in for a loan against the property. Government authorities and financial institutions usually ask for 13 to 30 years' encumbrance certificate. It is issued for...

How to read a Jamabandi ……(fard, revenue record) Jamabandi is the most important document of revenue record. It is known by different name like fard, parcha or many other different names in different areas, but most common name is JAMABANDI. It is believed that reading of jamabandi is a very specialized task of revenue officials and far away from the knowledge of general masses. It is also misappropriated that reading of jamabandi or acquiring the knowledge of revenue record is only limited to revenue official especially patwari or kango and other do not have any need for it.  But in present circumstance when everybody who is involved in buying and selling property, agricultural land on regular or occasional basis, getting loan on movable or immovable property or offering any guarantee of any loan/ credit whether short term working capital loan, medium term loan or long term loan, everybody should have a basic knowledge of revenue record. It not only helps to boost the co...

घर खरीदते समय कई ऐसे डॉक्युमेंट होते हैं जिनकी तहकीकात कर लेना बेहद ही जरूरी होता है। एक्सपर्ट्स की मानें तो इन डॉक्युमेंट के सही नहीं होने पर आपको कभी भी धोखा हो सकता है। इनमें सेल डीड , बिल्डर बायर्स अग्रीमेंट , जीपीए , इन्कम्ब्रेंस सर्टिफिकेट आदि काफी अहम हैं। इन्कम्ब्रेंस सर्टिफिकेट के बारे में बता रहे हैं शंभू नाथ: लीगल जानकार और वकील मुरारी तिवारी बताते हैं कि इंकम्ब्रेंस सर्टिफिकेट एक बेहद ही अहम दस्तावेज है। इँन्कम्ब्रेंस सर्टिफिकेट एक तरीके से फैक्ट्स रिप्रंजेटेशन है। यदि घर खरीदते समय डिवेलपर्स आपको इंकम्ब्रेंस सर्टिफिकेट दे रहा है तो आप इस बात से पूरे तरीके से बेफिक्र हो सकते है कि उस प्रॉपर्टी पर किसी भी प्रकार की देनदारी नहीं है और वह पूरी तरीके से टाइटल फ्री है। वहीं रियल एस्टेट के एक्सपर्ट्स अखिलेश कुमार मिश्रा बताते हैं कई बार घर खरीदते समय में लोगों के जेहन में कई सारे सवाल कौंधते रहते हैं कि कहीं सेलर ने इस पर लोन तो नहीं ले रखा है , कहीं यह किसी के यहां गिरवी तो नहीं रखा है , इस प्रॉपर्टी पर मुझे लोन मिलेगा या नहीं। तो इन सारे सवालों का जवाब है यह इंकम्ब्रे...